The Debt Counselling Solution... is your debt threatening to bring your life to a standstill? If so then seek help and stop sleepless nights, anxiety and all the effects caused by financial stress. Debt Counselling is a sure step in your journey to becoming debt-free ...

The National Credit Act (NCA) was adopted and became law on the 1st June 2007 to promote an effective, fair and accessible credit market and to protect consumers from reckless lending and over-indebtedness. Under the National Credit Act the necessary regulator was established namely the National Credit Regulator (NCR). The NCR is tasked with the registration of credit providers, credit bureaux and debt counsellors. The NCR is also tasked with enforcement of compliance with the NCA.

Debt Assessors are registered with the National Credit Regulator as a Debt Counselling provider. (NCRDC496)

This means that we are nationally registered and qualified to offer assistance to consumers who are over-indebted. We have been trained to evaluate and help consumers whose debt situation requires them to be placed under Debt counselling. Under Debt Counselling a troubled consumer can get their life back in order, through effective and authoritative debt assistance.

Through our Debt Counselling programme and under the regulations and guidelines provided for by the new National Credit Act (NCA), we ensure that a consumer amongst other things evaluates their dilemma and charts a fresh course in financial well-being.
Overview: Debt Counselling Programme:

• We will evaluate and structure a new monthly payment plan for your debts and obligations
• We will contact all your credit providers and negotiate payment periods or reduced fees ( including reduced interest and payment holidays )
• We will contact the credit bureaus
• We will notify all your credit providers and credit bureaus that you have been placed on a Debt Counselling programme in accordance with the National Credit Act.
• We will provide ongoing support
• This is your first step towards being debt free and experiencing financial freedom.

DOWNLOADS

• Debt Assess Application Form

• National Credit Act