THE 3 STEP PLAN

Congratulations! you have decided to take the first step towards financial control.

Step 1

You can either complete the online pre-assessment form or leave your contact details in the Contact Us page. We will then contact you and forward you the application form (by fax or email); your application will be processed as soon as you submit the application form together with the supporting documents. Alternatively you can download the application form from the link placed below or on our homepage, and then fax/email it back to us, together with the necessary supporting documents and we will begin processing your application.

Step 2

Once we have the necessary information and once we have carried out our assessment, we will inform all your credit providers and the credit bureaux that you are under debt review. After notification of debt review your credit providers are unable to act against you until the period of review has been finalised. ( this can take up to 60 business days).

The credit providers in this period will then have to provide us with requested information to enable review.

Step 3

Upon completion of our debt review procedure guided by the National Credit Act, we will advise all your credit providers of our recommendation for your situation. If all the credit providers accept this recommendation/proposal then an informal arrangement is drawn and payment is made accordingly. If however there is no consensus with your creditors the recommendation is then taken to the courts to be formally accepted and made an order.

If you require a detailed process flow, we will gladly provide it upon request.

DOWNLOADS

• Debt Assess Application Form

• National Credit Act